Last updated: 2 May 2026
About this page
This page sets out the basis on which you may use the Tomberg & Partners website and communicate with Tomberg & Partners (“Tomberg & Partners”, “we”). Please read it carefully. Your continued use of this site indicates that you have read and accepted this Disclaimer. This Disclaimer sits alongside the Terms of Service, Privacy Policy, and Cookie Policy, which together form the firm’s website legal framework.
What we do
Tomberg & Partners delivers company formation, licensing and banking and payments for high-risk and regulated operators. We do this work ourselves. Some of it is performed in-house; the rest we deliver through a controlled network of vetted in-country lawyers, accountants and licensed specialists we work with directly. We never offload a client to an unverified third party. Where we engage a specialist within our network to perform part of a matter, we remain your single point of accountability and we stand behind the outcome.
What Tomberg & Partners is not
Although we deliver formation and licensing work, Tomberg & Partners is not itself a licensed financial institution and does not provide the regulated activities our clients are licensed to carry on. We are not a law firm and are not a member of the Estonian Bar Association (Eesti Advokatuur). We are not a bank, an electronic money institution, a payment institution, an investment firm, a virtual asset service provider, a crypto-asset service provider, a tax adviser, a licensed auditor, a notary, or a sworn translator. Tomberg & Partners holds no authorisation under the Markets in Crypto-Assets Regulation (MiCA), the Markets in Financial Instruments Directive (MiFID II), the Capital Requirements Regulation and Directive (CRR/CRD), the Electronic Money Directive, the Payment Services Directive, any virtual-currency or virtual-asset-service-provider regime, or any gambling-licensing regime in any jurisdiction.
Tomberg & Partners does not provide investment advice, does not manage investments, does not raise capital, and does not deal in securities. The relationship between Tomberg & Partners and the client is contractual, on the terms of our engagement and the Terms of Service: no fiduciary, trustee, agency, or quasi-fiduciary duty is owed by Tomberg & Partners, except as expressly imposed by mandatory provisions of applicable law that cannot be excluded by contract. Nothing on this website is a financial promotion or a solicitation.
How we deliver: our controlled network
Where a matter calls for an in-country specialist, such as a local lawyer, accountant or licensed agent, we engage that specialist from a network we have personally vetted and continue to control. We select the specialists, we manage the work, and we deal with the relevant regulator and authorities on your behalf. We do not introduce you to a stranger and step away. Specialists within our network may be separately established, separately managed and, where applicable, separately licensed and supervised in their own jurisdiction; their own regulated activities remain their responsibility. Your engagement, however, is with Tomberg & Partners, and the terms, scope and fees of that engagement are set out in our Terms of Service and your engagement documents.
Information only, not advice
Content on this website is general information. It is not legal, tax, regulatory, financial or investment advice, and must not be relied on as such. Regulatory regimes change, and information on this site may become out of date. Before taking any step, obtain advice from a qualified adviser in the relevant jurisdiction.
Who may use this site
This site is directed to businesses and professional contacts. It is not directed to consumers, and is not directed to persons under the age of eighteen.
Tomberg & Partners does not offer services to, and this site is not directed to, persons who are: located, resident, or incorporated in the United States of America; located, resident, or incorporated in a jurisdiction subject to comprehensive international sanctions, including (without limitation) Cuba, Iran, North Korea, Syria, and the non-government-controlled areas of Ukraine; persons listed on, or owned or controlled by persons listed on, the consolidated sanctions lists of the European Union, the United Nations, the United States Office of Foreign Assets Control (OFAC), or the United Kingdom Office of Financial Sanctions Implementation (OFSI); or persons subject to sectoral or targeted restrictive measures the application of which would prohibit the provision of the services described on this site.
Persons in the categories above are asked not to submit enquiries. Tomberg & Partners reserves the right to decline or terminate any engagement that, in its judgement, falls within these categories or otherwise raises sanctions, integrity, or reputational concerns.
Sanctions screening
Tomberg & Partners screens prospective clients, counterparties and beneficial owners against applicable international sanctions lists, including those administered by the European Union, the United Nations, the United States Office of Foreign Assets Control (OFAC) and the United Kingdom Office of Financial Sanctions Implementation (OFSI). Tomberg & Partners will not engage with, or provide services to, any person subject to such measures or owned or controlled by such a person.
No guarantee of outcomes
Formation, licensing, banking and other regulatory outcomes ultimately depend on decisions made by independent authorities, registries and institutions. We file the work, manage the process and deal with the regulator directly, but we do not control their decisions. Accordingly, Tomberg & Partners does not guarantee that any licence will be granted, that any account will be opened, or that any application will succeed within a specific timeframe.
Accuracy, forward-looking statements, and third-party links
Tomberg & Partners takes reasonable care in preparing the content of this website but does not warrant that it is accurate, complete, or up to date. Regulatory regimes, processing times, and the requirements of authorities and institutions change frequently and may not be reflected in real time on this site.
Any statement on this website that is not a statement of historical fact (including projections, expectations, intentions, and forecasts in relation to licensing outcomes, banking outcomes, market conditions, or regulatory direction) is a forward-looking statement. Forward-looking statements involve known and unknown risks and are not guarantees. Actual outcomes may differ materially.
This website may contain links to third-party websites. Such links are provided for convenience only. Tomberg & Partners does not control, endorse, or assume responsibility for the content, security, or privacy practices of any third-party website.
Governing law
This Disclaimer is governed by Estonian law. It is supplemented by our Terms of Service, which contain the binding terms of any engagement with Tomberg & Partners and take precedence in the event of conflict.
Contact
Questions about this Disclaimer may be sent to [email protected]. If you would like to talk through your formation or licensing project, book a free consultation and we will tell you honestly what we can deliver.
Legal Notice
The following information is published under Article 5 of Directive 2000/31/EC (E-Commerce Directive) and §4 of the Estonian Information Society Services Act.
Company name: Tomberg&Tamm OÜ
Trading name: Tomberg & Partners
Registry code: 17425235
VAT number: EE102949632
Legal form: Osaühing (private limited company) under the laws of the Republic of Estonia
Commercial register: Estonian Commercial Register (Äriregister), maintained by the Registration Department of Tartu County Court (Tartu Maakohtu registriosakond)
Contact email: [email protected]
Telephone: +372 5590 0630
Tomberg & Partners is a company formation and licensing firm. It delivers formation and licensing work directly, in-house and through a controlled network of vetted in-country specialists. It holds no authorisation or licence of its own under any financial-services, crypto-asset, payments, or gambling regulatory regime, and is not a member of the Estonian Bar Association (Eesti Advokatuur). Compliance with the Information Society Services Act is supervised in Estonia by the Consumer Protection and Technical Regulatory Authority (Tarbijakaitse ja Tehnilise Järelevalve Amet, TTJA).