Which Business Models Suit Singapore
Singapore is a credibility play. It suits operators who want a reputable Asia-Pacific base, treaty access through a genuine Certificate of Residence, and counterparties who treat the entity as low-risk. It is the wrong choice for anyone chasing the cheapest possible shell or direct EU market access. We will tell you plainly which camp you are in before we take the engagement.
From 2025, the tax authority tightened the control-and-management test for foreign-owned holding companies, so a purely nominal Singapore presence—registered office, resident director, nothing more—no longer qualifies for treaty benefits or the Certificate of Residence you need to claim the start-up exemption. The substance that matters is real board decisions taken in Singapore, not geography. This is Singapore’s trade-off: you get credibility and treaty access, but you have to mean it.
- Crypto, fintech, forex and iGaming operators wanting a credible APAC base, treaty access, and a direct route to MAS payment or capital-markets authorisation.
- High-risk groups building a regional holding or operating company where reputation with banks and counterparties matters, and who can sustain real board substance in Singapore.
- × EU-facing operators who need passporting are better served by an EU base such as Estonia; we deliver there too.
- × US persons are not accepted as clients. This page is reference only for them.
Why Singapore
Singapore is the right base for operators who value regulatory credibility and treaty access over a low headline tax rate. Incorporation is fast and fully foreign-owned, the Monetary Authority of Singapore is a respected regulator, and the jurisdiction sits on neither the EU tax blacklist nor its grey list. The trade-off is a mandatory resident director and conservative banking, and we handle both for you.
Regulatory Credibility Without the Offshore Stigma
Singapore is a full Financial Action Task Force (FATF) member on neither the EU list of non-cooperative tax jurisdictions (Annex I) nor its grey list (Annex II). For a high-risk operator that standing is a working asset: counterparties and banks treat a Singapore entity as lower-risk than a comparable Caribbean structure. The real constraint is not the jurisdiction’s reputation but the entity-level due diligence a non-resident-owned company still attracts, which is exactly the part we manage.
Tax, Speed and Foreign Ownership
Singapore levies corporate income tax at a flat 17% on a quasi-territorial basis, with an effective rate near 6.4% on a qualifying new company’s first S$200,000 under the Start-Up Tax Exemption. Unlike a zero-tax offshore vehicle, a Singapore Pte Ltd produces a genuine Certificate of Residence (COR) that unlocks Singapore’s network of around 100 tax treaties. Incorporation through the ACRA Bizfile portal can complete in a single business day with up to 100% foreign ownership, provided complete due-diligence documentation is in hand for every director and shareholder, which we prepare up front.
A Direct Path to MAS Authorisation
A Singapore Pte Ltd is the required vehicle for every Monetary Authority of Singapore (MAS) licence, from a payment-services licence to a capital-markets-services licence. Forming the company is therefore the first structural step for any operator that intends to seek regulated status, and we structure it with the target licence in mind. The pathway is direct, though the assessment itself is selective; see the Crypto Licensing overview.
What We Do for You
This is a delivered service, not an introduction. We file the incorporation, provide the resident director and company secretary the law requires, deal with ACRA directly, and stay accountable for the result. Some of this work is done in-house; the rest is delivered through licensed in-country specialists we have personally vetted and work with directly. We never hand your company to an unverified third party.
- We file the incorporation and deal with the regulator. As the ACRA-registered filing agent we complete due diligence, submit the Pte Ltd through Bizfile, and handle name approval, the Register of Registrable Controllers and all ACRA filings directly.
- We provide the local presence. Resident director, resident company secretary and a registered office, so the make-or-break requirements are covered from day one.
- We support banking. We assemble the source-of-funds pack and open accounts in parallel with incorporation, working with licensed EU and APAC institutions that onboard remotely.
- We structure for licensing. If you intend to seek MAS authorisation, we set capital and governance for the target licence before we file, not after.
- We stand behind the outcome. One point of contact, real people in-country, and a firm that is accountable for the work.
Entity Types Under Singapore Law
Singapore’s Companies Act 1967 governs several entity types. The private company limited by shares (Pte Ltd) is the standard vehicle for high-risk and regulated businesses and the only form eligible for MAS licensing, and it is the one we form. Alternatives exist for funds, partnerships and foreign branches, but none offers the Pte Ltd’s combination of limited liability, licensing eligibility and credibility.
Definition: Private Company Limited by Shares (Pte Ltd)
A private company limited by shares (Pte Ltd) is the standard Singapore operating company under the Companies Act 1967. It requires a minimum of S$1 paid-up capital and one director, at least one of whom must be ordinarily resident in Singapore. It is the entity required for all MAS payment, capital-markets and fund-management licences, and it permits up to 100% foreign shareholding.
| Entity | Min. Capital | Directors | Online Registration | Used For |
|---|---|---|---|---|
| Private Company Limited by Shares (Pte Ltd) | S$1 | 1 (≥1 ordinarily resident) | Yes | Standard vehicle; required for all MAS licences |
| Exempt Private Company (EPC) | S$1 | 1 | Yes | Pte Ltd subtype, ≤20 shareholders, no corporate shareholder |
| Variable Capital Company (VCC) | Net-assets based | ≥1 resident director | Yes (VCC portal) | Investment funds; managed by a MAS-licensed manager |
| Limited Liability Partnership (LLP) | None | n/a (≥2 partners, ≥1 local manager) | Yes | Professional services, not licensed crypto |
| Branch of a foreign company | n/a | ≥1 ordinarily resident authorised representative | Yes | Foreign parent extension, taxed as non-resident |
| Representative Office | n/a | n/a (chief representative) | Via Enterprise Singapore | Market research only, no commercial activity |
Corporate directors are not permitted: every director must be a natural person aged 18 or over. For fund structures, the Variable Capital Company under the Variable Capital Companies Act 2018 is the purpose-built vehicle, managed by a MAS-licensed fund manager, and is not a substitute for an operating company.
The Formation Process
A Singapore Pte Ltd is formed online through ACRA’s Bizfile portal, with registration usually confirmed the same day. Because foreigners cannot log in with SingPass, we act as the ACRA-registered filing agent and submit the incorporation for you. A local registered office and, within six months, a resident company secretary are mandatory, and we provide both. You complete the whole process remotely; banking, not incorporation, is the step that adds weeks, so we start it in parallel.
What We Prepare With You
A complete preparation pack is the difference between same-day incorporation and a multi-day delay. We gather every director’s certified identity and address documents before we file, which is the single most common cause of delay when left to the last minute.
| Document / Item | Details | Notes |
|---|---|---|
| Passport copy (each director/shareholder) | Certified; apostilled where required | Singapore joined the Apostille Convention, in force since September 2021 |
| Proof of residential address | Utility bill or bank statement within 3 months | Required for each director and beneficial owner |
| Company name | Pre-checked via Bizfile | Reserved for 120 days after approval |
| Registered office address | Local physical address, open to the public ≥3 hours per business day | Not a P.O. box |
| Resident director | Citizen, permanent resident, or EntrePass holder | The make-or-break requirement for non-residents |
| Company secretary | Resident; appointed within 6 months | Sole director cannot also be the secretary |
| Constitution | Standard or custom | Filed at incorporation |
| Beneficial ownership details | Register of Registrable Controllers (RORC) | Filed with ACRA at incorporation |
We complete due diligence and prepare documents
As your ACRA-registered filing agent, we perform customer due diligence on every director and shareholder and prepare the incorporation pack. We gather certified and, where required, apostilled identity documents at this stage. We meet the fit-and-proper standards in force under the Corporate Service Providers Act since June 2025.
We file the name application
We submit the proposed name through Bizfile, and it is usually approved within minutes; names referred to another agency for review can take longer. An approved name is reserved for 120 days.
We file the incorporation
We file the constitution, director, shareholder and secretary particulars, and the registered-office address, and pay the registration fee. ACRA issues the Unique Entity Number and Business Profile, in many cases the same business day.
We appoint the secretary and auditor
We appoint a resident company secretary within six months and, where the company does not qualify for audit exemption, an auditor within three months.
We handle post-registration setup
Tax registration, Goods and Services Tax registration if turnover will exceed S$1m, employer registration if you are hiring, and account opening. Account opening is where the timeline stretches, so we begin it in parallel, not after.
Work Pass and Residency Routes
There are two ways to satisfy the resident-director rule: we provide a professional resident director, or you obtain a Singapore work pass and act as your own. We advise on which fits and support the application where you take the work-pass route. None of the passes is itself a formation route.
- EntrePass. For an innovative or venture-backed Pte Ltd in which you hold at least 30%, supported by at least S$100,000 of recognised-investor funding or qualifying incubation, IP or research criteria. Granted for an initial year; the holder can act as resident director.
- Employment Pass / Tech.Pass. An Employment Pass holder can act as resident director with a Letter of Consent; the Tech.Pass targets established tech talent at high salary and scoring thresholds. For most early-stage founders these thresholds are the binding constraint, which is why many start with a resident director we provide.
- Global Investor Programme. Grants permanent residence directly, but at S$10m business investment, S$25m fund, or S$200m family-office thresholds. A high-net-worth route, not a substitute for incorporating a Pte Ltd.
Requirements
Singapore’s formation requirements are light on capital and ownership but firm on local presence. There is no minimum capital beyond S$1 and no restriction on foreign shareholding, but every company must maintain a resident director, a resident company secretary and a local registered office. The resident-director rule is the single make-or-break element for non-resident founders. We provide all three, so the local-presence items that add cost and complexity are taken off your plate.
| Requirement | Standard Pte Ltd | For MAS-Licensed Activity |
|---|---|---|
| Min. Directors | 1 | 2 (≥1 resident) for most CMS licences |
| Corporate Directors | Not permitted | Not permitted |
| Resident Director | At least one ordinarily resident | At least one ordinarily resident |
| Foreign Ownership | Up to 100% | Up to 100% |
| Min. Share Capital | S$1 | S$100,000 (SPI) / S$250,000 (MPI) / tiered (CMS) |
| Registered Office | Local physical address | Local physical address |
| Company Secretary | Resident, within 6 months | Resident, within 6 months |
| UBO Disclosure | RORC filed at incorporation | RORC plus MAS fit-and-proper checks |
| Nominee Directors | Permitted; nominee status declared | Permitted; nominee status declared |
| Annual Return | Mandatory, including dormant companies | Mandatory, plus MAS reporting |
The Resident Director Requirement
Section 145 of the Companies Act 1967 requires every company to have at least one director ordinarily resident in Singapore: a citizen, permanent resident, or EntrePass holder, and a natural person. This is the requirement non-resident founders most underestimate. We provide a professional resident director through the vetted in-country specialists we work with, and manage continuity if circumstances change.
Registered Office, Secretary and Beneficial Ownership
A Singapore company needs a local registered office open to the public for at least three hours each business day, and a resident company secretary appointed within six months. We provide both. Beneficial ownership is filed with ACRA’s Register of Registrable Controllers at incorporation and updated within two business days of any change, with fines up to S$25,000 for non-compliance; we keep that register current for you. A bank will separately run its own, often stricter, verification, which we prepare for in parallel.
Document Certification and Remote Formation
Singapore acceded to the Hague Apostille Convention on 16 September 2021, so foreign public documents are apostilled rather than consular-legalised. Formation is fully remote: we submit everything through Bizfile, and certified copies are typically accepted within a three-month window. We get your documents apostilled and in order before filing, because document turnaround, not the ACRA filing, sets the real start date.
Taxation
Singapore operates a flat 17% corporate income tax on a quasi-territorial basis, with generous exemptions that lower the effective rate for new and smaller companies. There is no general capital-gains tax and no withholding tax on dividends, while Goods and Services Tax stands at 9% following the increase on 1 January 2024. Several reporting regimes apply, and large multinational groups face a domestic minimum tax from 2025. We structure the company so it qualifies for the exemptions it is entitled to.
| Tax Type | Rate | Notes |
|---|---|---|
| Corporate income tax (CIT) | 17% | Quasi-territorial; flat rate |
| Start-Up Tax Exemption | Effective ~6.4% on first S$200k | First 3 years; conditions apply |
| Capital gains tax | None | Watch trader classification |
| Goods and Services Tax (GST) | 9% | Standard rate since 1 January 2024 |
| GST on digital payment tokens (DPT) | Exempt | Since 1 January 2020 |
| Withholding tax (WHT) on dividends | None | One-tier system |
| Withholding tax on interest | 15% | Non-treaty rate |
| Withholding tax on royalties | 10% | YA 2026; concessionary rate being phased out |
| Employer CPF contributions | Citizens / PRs only | Not payable on foreign employees |
Start-Up and Partial Exemptions
A qualifying new company receives a 75% exemption on its first S$100,000 of chargeable income and 50% on the next S$100,000 for its first three years of assessment. That produces an effective rate near 6.4% on the first S$200,000. Established companies receive the automatic Partial Tax Exemption instead. To qualify for the start-up scheme a company must be Singapore tax-resident, which depends on where control and management is exercised: board decisions taken in Singapore, not merely a registered address. This control-and-management test, not an economic-substance regime, is the substance question that matters in Singapore. From 2025 the tax authority tightened it for foreign-owned holding companies seeking a Certificate of Residence, and we advise on building the substance that holds up.
GST and Digital Payment Tokens
Goods and Services Tax registration is mandatory once taxable turnover exceeds S$1m, and the standard rate has been 9% since 1 January 2024. Supplies of digital payment tokens have been exempt from GST since 1 January 2020, and such turnover is excluded from the registration threshold, which removes a layer of friction for crypto operators. For operators planning token issuance or exchange services, this exemption is one of Singapore’s more practically useful features.
Reporting: CRS, CARF and the Global Minimum Tax
Singapore implements the Common Reporting Standard (CRS), with CRS 2.0 from 1 January 2027, and has committed to the Crypto-Asset Reporting Framework (CARF) with exchanges commencing in 2028. A 15% minimum effective rate applies from 1 January 2025 to in-scope groups with consolidated revenue of at least 750m euros; standalone companies below that threshold are unaffected, though CRS and CARF reporting apply regardless of size.
Banking Support
Banking is the hard part, and it sits alongside formation as a supporting part of the engagement rather than the headline. A non-resident-owned high-risk or crypto company faces material friction opening a Singapore corporate account, because the major local banks are conservative on both the activity and non-resident control. Incorporation can be completed in days; banking commonly takes weeks, and for some profiles the traditional route is closed entirely. We manage this for you, in parallel with the filing.
The major local banks typically require a director in person for a fully foreign-owned company and decline high-risk sectors with little explanation. Where they decline, we open accounts with licensed digital and payment institutions offering remote video onboarding, and with regional multi-currency providers across the APAC and EU corridor; private-banking arms are a further route for high-net-worth principals. We assemble the full documentation pack up front, since a single missing source-of-funds document can reset a multi-week onboarding queue. For more, see our banking and payments overview.
Annual Compliance
Every Singapore company carries ongoing obligations, and non-compliance escalates to penalties, director disqualification and eventual strike-off. The core annual cycle is an ACRA annual return, a tax filing to the Inland Revenue Authority of Singapore (IRAS), and maintenance of the beneficial-ownership register, with audit required only above the small-company thresholds. We can run this cycle for you on a continuing basis so nothing slips.
Annual Return, Audit and Tax Filing
The ACRA annual return is mandatory for all companies, including dormant ones. Audit is required only above two of three thresholds (S$10m revenue, S$10m total assets, 50 employees), so most early-stage companies qualify for audit exemption. Estimated chargeable income is filed within three months of year-end unless waived, and the corporate tax return on Form C-S or Form C is due by 30 November. The first filing often coincides with the first banking review, so we keep accounts audit-ready from the outset.
Beneficial Ownership and Penalties
The Register of Registrable Controllers must be kept current within two business days of any change, and a register of nominee directors must record nominee status from appointment. Late filings draw penalties, and persistent default escalates through enforcement notices to strike-off and director disqualification, which is exactly what an ongoing compliance engagement with us prevents.
Licensing Pathways from a Singapore Company
A Singapore Pte Ltd is the launch point for MAS authorisation, and we structure the company with the intended licence in mind, because capital, governance and base-capital requirements differ sharply between licence types. The main routes are the Payment Services Act (PSA) licences, the Capital Markets Services licence, and the financial adviser licence, each of which requires a Singapore-incorporated company.
[Licensing
Crypto & Fintech Licensing
MAS payment, digital-payment-token and capital-markets licensing pathways, plus the EU CASP route a Singapore company cannot provide. We deliver both.](/crypto-licensing/) [Banking
Banking for High-Risk Businesses
Account opening with licensed EU and APAC institutions, handled for non-resident-owned companies that local banks decline.](/banking/)
The Payment Services Act provides for a Standard Payment Institution licence with S$100,000 base capital and a Major Payment Institution licence with S$250,000. Digital payment token services sit within these tiers and are assessed selectively by MAS. Capital Markets Services and financial adviser licences under the Securities and Futures Act and the Financial Advisers Act carry their own base-capital and experienced-personnel requirements. In-principle approval for complex digital-asset applications commonly takes many months. MAS sets the bar high for digital payment token licensing and processes applications slowly, so we plan for a selective, multi-month assessment and manage the application directly.
Advantages and Limitations
Singapore rewards operators who value credibility and treaty access, and penalises those who underestimate local-presence and banking friction. The advantages are real: FATF-compliant standing on neither EU list, treaty access through a genuine Certificate of Residence, an effective rate near 6.4% on a new company’s first S$200,000, GST-exempt digital payment tokens, same-day fully foreign-owned incorporation, and a direct MAS licensing pathway. The trade-offs are equally real, and we handle the mitigations ourselves.
- × Mandatory resident director. Every company needs at least one ordinarily-resident director. How we handle it: we provide a professional resident director, or support an EntrePass or Employment Pass so you can serve as your own.
- × Difficult banking for non-resident entities. Local banks are conservative and may require in-person attendance. How we handle it: we open accounts with licensed EU and APAC institutions and begin onboarding in parallel with incorporation.
- × No EU passporting. A Singapore company and MAS licence do not grant EU market access. How we handle it: where you target EU clients, we deliver a separate CASP authorisation in an EU member state for full passporting. For isolated genuinely unsolicited contacts only, you may fall within the narrow reverse solicitation exemption under MiCA Article 61.
- × Local presence adds running cost. The resident director, secretary and registered office are recurring obligations. How we handle it: we bundle the local presence into one engagement and reduce it where you can self-provide the resident director.
- × Selective, slow MAS licensing. Digital payment token authorisation is assessed strictly and slowly. How we handle it: we structure capital and governance for the target licence before applying and manage a multi-month assessment.
How Singapore Compares
Singapore competes most directly with the other established Asia-Pacific hubs that internationally mobile founders weigh against it: Hong Kong, Labuan and the UAE. Each offers fast incorporation and no EU passporting, but they differ on tax, banking access and regulatory reputation. The comparison below positions Singapore within that cluster.
| Factor | Singapore | Hong Kong | Labuan | UAE (ADGM/DIFC) |
|---|---|---|---|---|
| Entity Type | Pte Ltd | Private Ltd | Labuan company (Labuan Companies Act 1990) | Free-zone company (FZ-LLC/Ltd) |
| Timeline | Same day to a few days | 1 day to a few days | 2–3 weeks | Days to ~2 weeks |
| State Fee | S$315 (~US$243) | ~HK$1,720 + business-registration fee ≈ $220 | ~US$230–460 (RM 1,000–2,000) | ~US$10,000–15,000 (ADGM, Year 1) |
| Min. Capital | S$1 | HK$1 | None (US$10,000 standard authorised) | None (nominal) |
| Corporate Tax | 17% (quasi-territorial; exemptions) | 8.25% / 16.5% two-tier, territorial | 3% trading / 0% non-trading (LBATA) | 9% mainland; 0% qualifying free-zone |
| EU Passporting | No | No | No | No |
| FATF Status | Compliant; not EU-listed | Compliant member | Malaysia compliant; off EU grey list | Removed from FATF grey list (2024) |
| Remote Management | Yes (resident director required) | Yes | Yes (via licensed trust company; resident director) | Partial (in-person banking common) |
| Crypto Banking | Moderate to difficult | Moderate | Difficult | Difficult (in-person KYC) |
| Best For | APAC credibility, treaty access, MAS pathway | Fast onshore APAC base with banking depth | Low-cost APAC offshore with 3% trading tax | Free-zone base for Gulf and global flow |
Singapore is the credibility and treaty-access choice in this cluster. Its differentiator against Hong Kong is the deeper treaty network and clearer crypto-regulatory direction. Against Labuan it is genuine substance, bankability and the absence of any grey-list history. Against the UAE it is reputation and remote-friendliness, set against the resident-director obligation. We form companies across this cluster, so the comparison is a starting point for a conversation, not a sales pitch for one answer.
The trade-off is consistent across the group: none offers EU market access, so an operator whose primary market is the European Union should weigh an EU jurisdiction such as Estonia instead, which we also deliver. Within Asia-Pacific, the choice is between Singapore’s reputation and the lower running cost of Labuan or the free-zone flexibility of the UAE.
When Singapore Is the Right Choice
Choose Singapore if you want a reputable APAC headquarters, if you need treaty access through a real Certificate of Residence, if you intend to seek MAS authorisation, or if your counterparties value a jurisdiction on no EU list. Consider alternatives if your primary market is the EU and you need passporting (an EU jurisdiction such as Estonia), if running cost is the deciding factor (Labuan), or if you want a Gulf free-zone base with regional flow (the UAE). Not sure which column is you? Book a free consultation and we will tell you straight.
Frequently Asked Questions
How long does it take you to form a company in Singapore?
We can have a Pte Ltd confirmed the same business day once name approval and due diligence are complete. For a non-resident founder the realistic end-to-end timeline is one to ten business days, because we complete customer due diligence on every director and shareholder before we file. Banking, not incorporation, is the step that adds weeks, so we begin account-opening in parallel with the filing.
Can a foreigner own 100% of a Singapore company?
Yes. Singapore places no restriction on foreign shareholding, so a non-resident can own 100% of a Pte Ltd. The constraint is management, not ownership: every company needs at least one director ordinarily resident in Singapore (a citizen, permanent resident, or EntrePass holder). Where you cannot meet this personally, we provide a professional resident director through our controlled in-country network, or we support a work-pass route so you can act as your own.
Do you provide the resident director?
Yes. The resident-director rule is the single make-or-break requirement for non-resident founders, and we handle it directly. We provide a professional resident director through the vetted in-country specialists we work with, or, where you are eligible, we support a work-pass application so you can serve as your own resident director. We never hand this to an unverified third party.
Is there GST on crypto in Singapore?
Supplies of digital payment tokens have been exempt from Goods and Services Tax (GST) since 1 January 2020, and that turnover is excluded from the GST registration threshold. The standard GST rate, which applies to other taxable supplies, is 9% following the increase on 1 January 2024, and registration becomes mandatory once taxable turnover exceeds S$1m. Corporate income tax is a separate matter, charged at a flat 17% with start-up and partial exemptions that lower the effective rate for newer and smaller companies.
Does Singapore have economic substance rules like the BVI or Cayman?
No. Singapore has no BVI or Cayman-style economic-substance regime, because it taxes corporate income at 17% and is not a zero-tax jurisdiction subject to those EU and OECD demands. The substance that does matter is the control-and-management test for tax residency: to obtain a Certificate of Residence and access Singapore’s treaty network and start-up exemption, strategic decisions and board meetings should occur in Singapore. From 2025 the tax authority tightened this test for foreign-owned holding companies, so a purely nominal presence does not qualify for treaty benefits.
Can a non-resident high-risk company open a bank account in Singapore?
It is possible but difficult. The major local banks are conservative on both high-risk activity and non-resident control, and often require a director in person. We support banking as part of the engagement, working with licensed EU and APAC electronic money and payment institutions that onboard remotely, assembling a complete source-of-funds pack and running applications in parallel with incorporation.
Can a Singapore company provide crypto services to EU clients?
A Singapore company does not grant EU market access or passporting, and a MAS licence is Singapore-only. MiCA contains no third-country equivalence regime; its Article 61 reverse-solicitation exemption permits serving EU clients only on the client’s own initiative, and ESMA reads this narrowly, so any EU-targeted marketing voids it. For systematic EU access you need a separate CASP authorisation in an EU member state, which we can also deliver. See the reverse solicitation guide.
Do I need a MAS licence to run a crypto business from Singapore?
Most crypto and payment activities require MAS authorisation under the Payment Services Act, including digital payment token services. Base capital is S$100,000 for a Standard Payment Institution and S$250,000 for a Major Payment Institution; capital-markets and fund activities require a Capital Markets Services licence under the Securities and Futures Act. We form the Pte Ltd first and structure it for the licence you intend to seek; the assessment is selective and can take many months. See the Crypto Licensing overview.
Ready to Form Your Singapore Company?
We register your Singapore Pte Ltd, provide the resident director and company secretary, deal with ACRA directly, and support banking and the MAS licensing pathway. One engagement, one point of contact, and a firm that stands behind the outcome. Tell us about your business and we will set out exactly how we would deliver it.
Banking & Payments
A company and a licence still need a bank account
Banking is one of our three core services. We help high-risk and regulated businesses open the bank and payment accounts that others refuse: we work directly with EU EMIs, payment institutions and crypto-aware banks, confirm appetite before you apply, and make the introduction. Take it with your company and licence, or on its own.
Related Services
- Crypto & Fintech Licensing: MAS and cross-border licensing pathways
- Banking & Payments: corporate accounts for high-risk businesses
- Reverse Solicitation Under MiCA: serving EU clients without a CASP licence
- Crypto Exchange Solutions: end-to-end exchange infrastructure
- Fintech Company Solutions: licensing, banking and formation for fintechs