Who we are
Tomberg & Partners is a specialist formation and licensing firm headquartered in Tallinn, Estonia. We work with the operators most providers turn away: gambling and iGaming companies, forex and trading firms, adult-industry and high-risk ecommerce businesses, and crypto and fintech operators. For those clients we form the company, obtain the licence, and put the banking in place.
The difference between us and a referral consultancy is simple. We are a direct service provider. We file the work ourselves and through specialists we control, and we are accountable for the result. We do not scope your case and pass you to an anonymous network, and we do not collect an introduction fee for sending you elsewhere. When we take on a mandate, the outcome sits with us.
How we work
Most firms in this space sit at one of two extremes. Some claim to do everything in-house and stretch thin the moment a case gets difficult. Others are pure lead generators: they scope you, take a fee, and hand you to a third party they have never met. We are built differently. We deliver the work, and where a particular step is best handled by a specialist in-country, we route it only to a partner we have personally vetted and work with directly.
Our delivery model is a controlled network. Some work is done in-house. The rest is delivered by established lawyers, accountants and licensed specialists in each country we serve, people we have a direct line to and a track record with. We never offload a client to an unverified provider, and we stay your single point of contact throughout. You deal with one firm, not a chain of intermediaries.
An engagement starts with understanding your business: the operating model, the markets you serve, and what you actually need to launch or expand. From there we set out the route, the realistic sequence, and how we will deliver each piece, whether that is company formation, a licence, or banking. Where a project spans more than one of those, we run the workstreams in the right order so one step does not stall another.
The team
A real provider earns trust through named people, not an anonymous brand. The firm is led from Tallinn by its founder, with a senior team that owns each area of delivery. Every mandate is scoped at the senior level before any in-country specialist is engaged, and accountability for the outcome stays with the firm.
“When I was born, Jesus looked down and said: ‘Daniel - you are high risk. On you I build my church.’ I have been helping high-risk operators find their licence ever since.”
Around that core sits our controlled network of in-country lawyers, accountants and licensed specialists. These are not anonymous referrals. They are established providers we have vetted and work with directly, chosen so that each part of the work is delivered by people who do it for a living. The team has extensive first-hand experience delivering difficult, multi-jurisdiction formation and licensing mandates in the hardest verticals, the work that does not fit a standard intake process anywhere.
What we deliver
Two services lead everything we do. The first is company formation: we incorporate the entity, structure the ownership, and handle the registrations across the jurisdictions we serve, from Estonia and the wider EU to the UK, Switzerland, the UAE, Singapore, Hong Kong and beyond. The second is licensing: we file and manage applications for gambling and iGaming, crypto and virtual-asset authorisations, forex and payments, dealing with the regulator directly from first contact to grant.
Alongside those, we arrange the banking and payments a regulated or high-risk operator needs, whether as a standalone engagement or once the entity is formed and the licence is in hand. We work with licensed EU EMIs and credit institutions that understand the underwriting for these sectors. Banking is one of our core services: it is what makes a business operational, and we help high-risk and regulated businesses open bank and payment accounts.
The cases we are built for share a shape. A licensed operator entering a second market needs the right jurisdiction, the right entity structure, and the banking to follow, all sequenced so one does not delay the others. A gambling or forex operator needs a jurisdiction that will licence the activity and downstream banking that will actually accept the business once the licence lands. A fintech expanding outside its home market needs a fresh authorisation and new banking because the home licence does not travel. We diligence the full sequence before the first application is drafted, and then we deliver it.
Where we operate
We operate from Tallinn, Estonia, and deliver across a controlled network of in-country specialists worldwide. Estonia is a current-regime choice, not a legacy one. Crypto-asset authorisation here runs through the Estonian Financial Supervision and Resolution Authority (Finantsinspektsioon) under MiCA, with EU passporting to other Member States available by notification under MiCA Article 65. The e-Residency programme and Estonia’s digital-government stack make it one of the most efficient bases in the EU for cross-border work.
Our delivery reach is far wider than Estonia. We form companies across the EU and in the UK, Switzerland, the UAE, Singapore, Hong Kong, Georgia, Panama and more, and we obtain licences in the jurisdictions that licence the hardest verticals. A single engagement often crosses two or three countries: formation in one, the licence in another, and the banking in a third, all delivered and coordinated by one accountable firm.
Talk to us
If you are launching a new operation, entering a second market, or weighing whether a jurisdiction will actually licence and bank the model you have in mind, the conversation is worth having early. Tell us what you are building. We will tell you how we would form it, where we would licence it, and what the realistic sequence looks like. The first consultation is free, and we respond within one business day.